Long-term
Long-term Dollar-costaveraging
Invest a fixed amount monthly — regardless of market state. DCA protects against timing mistakes and suits disciplined investing. Compute here what it delivers over time.
Why DCA?
DCA says: don't try to time the market — buy on a schedule. The effect: you buy more units in falling markets, fewer in rising ones. Over a long horizon your average purchase price lands at a reasonable level.
Studies (Vanguard, Morningstar) show: lump-sum investing beats DCA on average two-thirds of the time — but DCA wins on mental return (less regret after drops) and is the only realistic path for anyone saving periodically. For that group this is the right method.