- 90/10 profit split (older accounts: first $10K at 100%)
- Established since 2012
- Practice account included with an active subscription
- Monthly, cancellable subscription
- Daily loss limit is optional
- Subscription rebills monthly until cancelled
- $149 activation fee per funded account (Standard path)
- No overnight or weekend positions
- A reset costs the same as the monthly fee
- Country list can change; the Netherlands is not named explicitly, check beforehand
Who is this for?
The subscription rebills monthly until cancelled; budget for several months and possible resets.
Positions cannot be held overnight or over the weekend.
No overnight holding is allowed.
Account sizes are limited to $150K.
Evaluation & account
- Type
- 1-Stap (Trading Combine) -> XFA -> Live.
- Fee
- Vanaf $49/mnd (50K). $149 eenmalige activatiekosten.
- Account sizes
- $50K · $100K · $150K
- Profit target
- 6% ($3.000 voor 50K account).
- Min. days
- 2
- Max. days
- Unlimited
Geen vast minimum aantal handelsdagen (volgens Topstep kun je in minimaal twee dagen slagen); beste-dagregel van 55% geldt.
Evaluation steps
- 1
Choose Your Account Size
Select a $50K, $100K or $150K Trading Combine. It is a monthly subscription that renews until you cancel.
- 2
Pass the Trading Combine
Reach the profit target ($3,000 on 50K, per third-party sources) without hitting the Maximum Loss Limit ($2,000 on 50K), and keep your best day under 55% of the target. A Daily Loss Limit is optional at checkout.
- 3
Activate an Express Funded Account
After passing, activate an Express Funded Account: $149 on the Standard path, $0 on the No Activation Fee path.
- 4
Request payouts when eligible
Request payouts once you meet the winning-day rules (5 days of $150+ on Standard, or 3 days with max. 40% consistency on Consistency). Joined on or after 12 January 2026: 90/10 split.
Payout & profit split
- Profit split
- 90/10 voor nieuwe accounts vanaf de start.
- Payout frequency
- Op aanvraag zodra je in aanmerking komt (5 winstdagen van $150+ of Consistency-pad)
- Speed
- Hangt af van de methode: Aeropay direct na goedkeuring, Wise/ACH 1-3 werkdagen, SWIFT 5-10 werkdagen; goedkeuring kan 1-3 werkdagen duren
- Methods
- Aeropay (VS) · Wise · ACH (VS) · Wire/SWIFT
- First payout
- 5 winstdagen van minimaal $150 (Standard) of 3 handelsdagen met max. 40% consistentie (Consistency)
90/10 voor traders die zich op of na 12 januari 2026 aanmeldden; eerder aangemelde traders houden 100% van de eerste $10K winst (daarna 90/10)
Payout policies
Payouts come only from funded accounts, never from a Trading Combine. Traders who joined on or after 12 January 2026 receive 90% of approved payouts; earlier traders keep 100% of their first $10,000 in lifetime profit. On the Standard path you need 5 winning days of $150+ net P&L and positive profit since the last payout; the Consistency path needs 3 trading days with a best day of at most 40% of profit. Minimum payout is $125, and per-request caps apply on the Express Funded Account (for example $2,000 on 50K Standard). Methods include Aeropay, Wise, ACH and wire; ACH and wire carry a $30 fee. Internal approval can take 1-3 business days.
Scaling plan
Topstep offers account sizes of $50K, $100K and $150K, each with a contract limit (5, 10 and 15 contracts in the Trading Combine). Funded accounts follow a Scaling Plan, and Topstep's Risk Team can offer a Live Funded Account (Topstep capital) after consistent Express Funded Account performance. Live accounts are not available in all countries.
Trading rules
- Drawdown type
- End-of-Day (EOD) Drawdown.
- Max. drawdown
- $2,000 (on $50K)
- Daily drawdown
- Optioneel bij aankoop: $1K (50K), $2K (100K), $3K (150K)
- Max. scaling
- $1,500,000
- Consistency rule
- Yes
- Consistency details
- Trading Combine: beste dag max. 55% van het winstdoel. Express Funded: Standard-pad (5 winstdagen van $150+) of Consistency-pad (beste dag max. 40%)
- News trading
- Toegestaan; geen verplichte flattening bij economisch nieuws, maar geen uitzonderingen of Reset Credits voor verlies door nieuwsbewegingen
- Weekend holding
- Niet toegestaan; posities moeten voor 15:10 CT gesloten zijn (geen overnight)
- Automated
- Allowed
Maximum Loss Limit schuift aan het einde van elke handelsdag (EOD) omhoog maar wordt intraday bewaakt, inclusief open winst/verlies; stopt met meebewegen bij het startsaldo
Risk details
The Maximum Loss Limit is $2,000 on a 50K Combine ($3,000 on 100K, $4,500 on 150K). It moves up at the end of each trading day, is monitored intraday (open profit and loss count) and stops trailing once it reaches the starting balance. A Daily Loss Limit ($1,000 / $2,000 / $3,000) is optional and fixed at checkout. Your best day may not exceed 55% of the profit target. You can lose the subscription fees, and the subscription keeps rebilling after a breach until you cancel.
Platform & features
Topstep's own site promotes TopstepX as its platform, with TradingView charts built in. Support for NinjaTrader, Tradovate and TSTrader (previously listed here) could not be confirmed on Topstep's current pages; check Topstep's platform list before buying.
How to start
- 1
Create your Topstep account
Register on the Topstep website and complete identity verification.
- 2
Select account size
Choose a Trading Combine size ($50K, $100K or $150K) on the Standard or No Activation Fee path.
- 3
Pay and start
The monthly subscription activates the Trading Combine and rebills until you cancel.
- 4
Pass the Combine
Reach the profit target within the Maximum Loss Limit and the 55% best-day rule.
- 5
Activate your funded account
Activate an Express Funded Account (activation fee on the Standard path) and follow the payout rules.
Frequently asked questions
What is Topstep profit split?
Traders who joined on or after 12 January 2026 get a 90/10 split. Traders who joined earlier keep 100% of their first $10,000 in lifetime profit, then 90/10.
How much does Topstep cost?
The Trading Combine is a monthly subscription: $49 (50K), $99 (100K) or $199 (150K) on the Standard path, plus a $149 activation fee per Express Funded Account. The No Activation Fee path costs $95, $149 or $229 per month with no activation fee.
Can I hold overnight?
No. Topstep does not permit holding positions from one session to the next; you must be flat by 3:10 PM CT.
What is the Trading Combine?
A monthly-subscription evaluation. You must reach the profit target, keep your best day below 55% of the target and avoid the Maximum Loss Limit.
How long to get funded?
There is no fixed minimum number of days; Topstep says you can pass in as few as two days. How long it takes depends entirely on your results, and many traders do not pass.
Is news trading allowed?
Yes, you do not have to flatten during economic releases, but trades affected by releases get no exceptions or Reset Credits.
Is Topstep available in the Netherlands?
Topstep's eligibility page does not name the Netherlands; Germany is listed as Express Funded Account only (no Live Funded Account). The list can change, so confirm with Topstep support before paying.