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Prop firm
Instant funding

FXify

Headquartered United Kingdom Founded 2023 Account sizes $5,000–$400,000
✓ Pros
  • Multiple evaluation paths to suit different trading styles
  • Account sizes from $5K to $400K with $4M scaling potential
  • Supports MT4, MT5, DXTrade, and TradingView
  • Instant funding option available
  • No profit targets after funding
  • Over 300 tradeable instruments including crypto
  • Bi-weekly payout option available
✗ Cons
  • Add-ons can significantly increase costs
  • EAs/bots not allowed on Instant and Lightning programs
  • Instant funding has premium pricing
  • First payout on Instant requires 14 days
  • Not available to residents of the United States and more than 30 other countries

Who is this for?

Forex Traders

FXify specializes in forex with MT4, MT5, DXTrade, and TradingView platforms, making it ideal for forex-focused strategies.

Flexible Evaluators

With 1-phase, 2-phase, 3-phase, instant funding, and lightning challenge options, traders can choose their preferred path.

Small Account Starters

The $5K account option provides an affordable entry point for traders testing prop trading for the first time.

Futures Traders

FXify primarily focuses on forex/CFD markets. Futures traders should look at futures-specific prop firms.

Aggressive Traders

The trailing drawdown and daily limits require disciplined risk management. Aggressive strategies may struggle.

Evaluation & account

Type
1-Stap, 2-Stap, 3-Stap, Instant Funding.
Fee
Vanaf $39.
Account sizes
$5K · $10K · $25K · $50K · $100K · $200K · $400K
Profit target
10% voor 1-step of Phase 1. 5% voor Phase 2.
Min. days
5
Max. days
Unlimited

Geen tijdslimiet. Consistency rule 30% op Lightning.

Evaluation steps

  1. 1

    Choose Your Challenge

    FXify offers multiple paths: 1-Phase (10% target), 2-Phase (10%+5%), 3-Phase (5%+5%+5%), Instant Funding, or Lightning Challenge (5% in 7 days). Select based on your trading style.

  2. 2

    Select Account Size

    Pick from account sizes ranging from $5K to $400K. Larger accounts offer more profit potential but require higher evaluation fees.

  3. 3

    Complete Your Phases

    Trade according to your chosen challenge rules. Respect the trailing drawdown (8-10%) and daily drawdown (4-5%) limits while reaching profit targets.

  4. 4

    Get Funded

    Upon passing all phases, receive your funded account. Start with 80% profit split, potentially increasing to 90% based on performance.

  5. 5

    Request payouts

    Request payouts on demand via Bank Wire, Crypto or Rise (minimum $50). Bi-weekly payouts apply to Instant Funding and are an add-on on other programs.

Payout & profit split

Profit split
80% standaard. 90% via add-on. Soms 100% via promos.
Payout frequency
Op aanvraag (eerste uitbetaling vanaf de eerste funded handelsdag); tweewekelijks bij Instant Funding en als add-on
Speed
Volgens de website direct na aanvraag; minimum $50 (niet onafhankelijk getest)
Methods
Bank Wire · Crypto · Rise
First payout
Vanaf de eerste funded handelsdag (één afgesloten trade), zonder minimale handelsdagen of winstdoel volgens de website

Up to 90% for evaluation programs, Instant Funding and Lightning (the 90% split is an add-on of +10 points); FXIFY Futures advertises up to 100%.

Payout policies

FXIFY advertises on-demand payouts: after you are funded and have closed one trade you can request your first payout, with a minimum of $50 and no stated maximum, and no minimum trading days or targets. Instant Funding and an optional add-on use bi-weekly payouts instead. The base split is 80/20, with up to 90/10 through an add-on (about 20% of the fee) and up to 100% advertised for FXIFY Futures. Payout methods include Bank Wire, crypto and Rise. The firm's own claims about payout speed have not been independently tested, and the terms apply, so read them before you pay.

Scaling plan

Account sizes run from $5K to $400K (Instant Funding up to $50K, Lightning up to $100K), and the file lists scaling up to $4 million in total, which we could not confirm on the pages we read. The profit split can be raised to 90% with an add-on. Details of any scaling plan are in the firm's terms.

Trading rules

Drawdown type
Max loss 6-10%. Max daily drawdown 3-5%.
Max. drawdown
8-10%
Daily drawdown
4-5%
Max. scaling
$4,000,000
Consistency rule
No
News trading
Allowed
Weekend holding
Allowed

Trailing drawdown varies by program: 10% for 1/2-Phase, 8% for 3-Phase and Instant. Daily loss limits of 4-5% depending on challenge type.

Risk details

FXify employs a trailing drawdown system with both daily and maximum limits. The trailing drawdown ranges from 8-10% depending on the challenge type, following your highest equity. The daily drawdown of 4-5% limits losses within any single trading day. These combined limits require careful position sizing and stop-loss discipline. Different challenge types (1-phase, 2-phase, 3-phase) have slightly varying risk parameters, so traders should review the specific rules for their chosen path. The trailing nature means profits provide additional buffer, but once locked, the drawdown floor remains fixed. Proper risk management, typically risking 1-2% per trade, is essential for account preservation.

Platform & features

FXify supports multiple professional trading platforms for forex and CFD trading. MetaTrader 4 (MT4) provides the classic forex trading experience with extensive indicators and Expert Advisors. MetaTrader 5 (MT5) offers enhanced features including more timeframes and improved analysis tools. DXTrade provides a modern web-based alternative with clean interfaces. TradingView integration allows trading directly from TradingView's acclaimed charting platform. All platforms support major forex pairs, indices, commodities, and crypto CFDs. Mobile apps are available for trading on the go. The platform diversity ensures traders can use their preferred charting and execution environment.

How to start

  1. 1

    Create FXify Account

    Register on the FXify website with your email and personal details. Complete email verification to activate your account.

  2. 2

    Choose Challenge Type

    Select from 1-Phase, 2-Phase, 3-Phase, Instant Funding, or Lightning Challenge based on your experience and goals.

  3. 3

    Select Account Size

    Pick your account size from $5K to $400K. Consider the profit targets and drawdown limits for each size.

  4. 4

    Complete Payment

    Purchase your challenge using credit card, crypto, or other available payment methods.

  5. 5

    Set Up Platform

    Download MT4, MT5, or configure DXTrade/TradingView with your FXify credentials. Verify data connectivity.

  6. 6

    Start Trading

    Begin trading toward your profit targets. Follow the drawdown rules and aim for consistent, disciplined execution.

Frequently asked questions

What evaluation programs does FXify offer?

FXify offers five evaluation paths: 1-Phase (10% target, 4 min days), 2-Phase (10%+5% targets), 3-Phase (5% per phase, lowest fees), Instant Funding (no evaluation), and Lightning Challenge (5% target in 7 days).

What is the profit split at FXify?

The base profit split is 80/20. You can upgrade to 90/10 by paying an additional 20% of the evaluation fee. Futures Expert accounts start at 90% with 100% on the first $10K when adding the upgrade.

What platforms are supported?

FXify supports MT4, MT5, DXTrade, and TradingView for forex trading. Futures trading has separate platform partnerships through FXify Futures.

What is the maximum account size and scaling potential?

The maximum individual account size is $400,000. Through the scaling plan, traders can grow their allocation up to $4 million total.

Are EAs and automated trading allowed?

EAs and bots are allowed on 1-Phase, 2-Phase, and 3-Phase evaluation accounts. However, they are prohibited on Instant Funding and Lightning Challenge accounts.

What are the payout options?

Payouts are requested on demand: FXIFY says the first payout is possible from your first funded trading day after closing one trade, with a minimum of $50 and no stated maximum. Bi-weekly payouts apply to Instant Funding and are available as an add-on. Check the terms for the exact conditions.

What instruments can I trade?

FXify offers over 300 instruments including forex pairs, commodities, indices, stock CFDs, and 80+ cryptocurrencies through their crypto program.

Is FXIFY available in the Netherlands?

The Netherlands is not on FXIFY's list of restricted jurisdictions at the time of checking (10 October 2026). The United States and more than 30 other countries are. Check the current list before you buy.

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