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Interactive Investor

Founded 1995 Headquartered United Kingdom ✓ FCA

Interactive Investor charges a flat monthly fee per plan (Core, Plus, Premium) instead of a percentage of your assets. Over 500,000 customers and over 40,000 investment options.

✓ Pros
  • Flat monthly fee structure
  • Free regular investing
  • Trading credits on Plus and Premium
  • 40,000+ investments
✗ Cons
  • Monthly fee regardless of activity
  • Not ideal for small portfolios
  • Trading credits expire monthly

Fees & costs

Min. deposit
€£1
Trading
UK- en US-aandelen (incl. ETF's en investment trusts): £3.99 per trade bij Core en Plus, £2.99 bij Premium. Fondsen: £3.99 (Core), £1.49 (Plus), gratis (Premium). Regelmatig beleggen is gratis. Vast maandtarief: Core £5.99, Plus £14.99, Premium £39.99.
Stock fee
£3.99 (Core/Plus), £2.99 (Premium)
Spread
N/A (exchange-traded, market spreads apply)
Deposits
Free
Withdrawals
Gratis voor opnames de volgende dag in GBP/EUR; £15 voor opnames dezelfde dag of in andere valuta
Inactivity
None (subscription covers)

Platforms & features

✓
Flat Fee Pricing
Simple monthly subscription with free trading credits
✓
ISA Accounts
Tax-free Stocks & Shares ISA included in subscription
✓
SIPP Pensions
Self-invested personal pension
✓
Free Regular Investing
No fees for automated monthly investments
✓
Mobile App
Full trading on iOS and Android
✗
Paper Trading
Practice with virtual money

Who this fits best

✓ uk_investors✓ large_portfolio_holders✓ regular_investors

Note: monthly fee regardless of activity.

Account opening steps

  1. 1.

    Choose Subscription

    Select from Core (£5.99), Plus (£14.99), or Premium (£39.99) plan (per 1 Feb 2026 — formerly Investor Essentials/Investor/Super Investor)

  2. 2.

    Complete Application

    Provide personal details, National Insurance number, and select your account types

  3. 3.

    Verify Identity

    Electronic verification with option to upload documents if needed

  4. 4.

    Fund Your Account

    Deposit via bank transfer or set up direct debit for regular investing

  5. 5.

    Start Investing

    Access 40,000+ investments with free trading credits based on your plan

Editorial review

Interactive Investor (ii) is een Brits beleggingsplatform, opgericht in 1995 en gereguleerd door de FCA, met meer dan 500.000 klanten. Het platform werkt met een vast maandtarief in plaats van een percentage van je vermogen. Sinds 1 februari 2026 gelden drie abonnementen: Core (£5,99 per maand, bedoeld voor beleggers met minder dan £100.000), Plus (£14,99 per maand) en Premium (£39,99 per maand). Aandelen in het VK en de VS kosten £3,99 per transactie bij Core en Plus en £2,99 bij Premium; fondsen kosten £3,99 (Core), £1,49 (Plus) of niets (Premium). Regelmatig beleggen is gratis. Plus bevat 1 gratis transactie per maand en Premium een groter maandelijks tegoed. De FX-kosten zijn 0,75% bij Core, 0,75% over de eerste £50.000 en 0,25% daarboven bij Plus, en 0,25% bij Premium. Het platform biedt toegang tot meer dan 40.000 beleggingsopties, waaronder fondsen, aandelen, ETF's, ISA's en SIPP's.

Omdat het maandtarief vast is, kan ii voordeliger zijn voor grotere portefeuilles dan platforms die een percentage van het vermogen rekenen. Dat hangt af van je abonnement en het aantal transacties. Het maandtarief dekt de toegang tot het platform, niet de handels- en FX-kosten. Handelskredieten vervallen na 31 dagen en zijn niet overdraagbaar.

Voor kleine portefeuilles of beleggers die weinig transacties uitvoeren, kan het maandtarief zwaar wegen. ii past bij Britse beleggers met een grotere portefeuille die vaste maandelijkse platformkosten willen en toegang zoeken tot een breed fondsenaanbod, inclusief pensioenproducten.

Frequently asked

How does Interactive Investor's pricing work?
ii charges a flat monthly fee per plan: Core £5.99, Plus £14.99 and Premium £39.99 (from 1 February 2026). Core is meant for portfolios under £100,000. UK and US shares cost £3.99 per trade on Core and Plus and £2.99 on Premium. Plus includes 1 free trade a month and Premium a larger monthly credit; unused credits expire after 31 days.
Is Interactive Investor suitable for large portfolios?
Because the fee is a flat monthly amount rather than a percentage of your assets, ii can cost less than percentage-based platforms for larger portfolios. Whether it does depends on your plan and how often you trade. Core is meant for portfolios under £100,000; larger portfolios move to Plus.
Is Interactive Investor regulated?
Yes, Interactive Investor is authorised and regulated by the FCA. If ii fails and there is a shortfall, the FSCS covers up to £85,000 per eligible person. Cash held in client bank accounts is covered up to £120,000 per person per bank.
Do trading credits expire?
Yes, unused trading credits expire at the end of each month and cannot be rolled over to the following month.
What is free regular investing?
ii allows you to set up free automated monthly investments into funds, shares, or investment trusts with no dealing charges.
Can I transfer my ISA to Interactive Investor?
Yes, ii accepts ISA transfers from other providers. They offer a transfer incentive and the process typically takes 2-4 weeks.
How many investments are available?
Interactive Investor offers access to over 40,000 investments including UK and international shares, funds, investment trusts, and ETFs.

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