ING Zelf Beleggen offers self-directed investing for ING bank customers with a simple, integrated platform suitable for beginners.
✓ Pros
- Integrated with ING banking app
- Simple user interface
- Strong Dutch bank
- No custody fees
✗ Cons
- Higher fees than discount brokers
- Only for ING customers
- Limited advanced features
Fees & costs
- Min. deposit
- €0
- Trading
- €4 + 0.04% for Dutch stocks (min €4, max €60), €10 + 0.15% for US stocks
- Stock fee
- €4 + 0.04%
- Spread
- N/A (exchange-traded, market spreads apply)
- Deposits
- Free
- Withdrawals
- Free
- Inactivity
- None
Platforms & features
✓
ING Banking App Integration
Invest directly from the ING Banking app
✓
Mobile App
Full trading functionality on iOS and Android
✓
Simple Interface
Clean, easy-to-use design for beginners
✓
ING Research
Access to ING investment insights
✗
Paper Trading
Practice with virtual money
✓
Real-time Quotes
Live market data
Who this fits best
✓ ing_customers✓ Beginners✓ Long-term investors
Note: higher fees than discount brokers.
Account opening steps
- 1.
ING Account Required
You need an existing ING bank account to open an investment account
- 2.
Apply in App
Request Zelf Beleggen through your ING Banking app
- 3.
Investment Profile
Complete the investment knowledge and risk questionnaire
- 4.
Immediate Access
Your investment account is activated immediately
- 5.
Start Investing
Transfer funds from your ING account and start investing
Frequently asked
Can I open ING Zelf Beleggen without an ING bank account?
No, you need an existing ING bank account to use ING Zelf Beleggen.
What are ING's trading fees?
ING charges €4 + 0.04% for Dutch stocks (min €4, max €60), and €10 + 0.15% for US stocks.
Does ING charge custody fees?
No, ING Zelf Beleggen does not charge custody fees (bewaarloon) for holding your investments.
Is my money safe at ING?
Yes, ING is one of the largest Dutch banks, regulated by AFM and DNB. Deposits are protected up to €100,000.
Can I trade on mobile?
Yes, you can trade directly through the ING Banking app on iOS and Android.
What markets can I access?
You can trade on AEX, NYSE, NASDAQ, and XETRA.