Hargreaves Lansdown is the UK's largest investment platform, known for excellent research, ISAs, and SIPPs. FTSE 100 listed company.
✓ Pros
- UK's largest platform
- Excellent research and tools
- Wide fund selection
- Strong ISA/SIPP offering
✗ Cons
- Higher trading fees than discount brokers
- Expensive for active traders
- Currency conversion fees
Fees & costs
- Min. deposit
- €£1
- Trading
- £6.95 per aandelen-trade online (£29 per telefoon/post); gratis voor Regular Monthly Investing via Direct Debit. Fondsen: vanaf £1.95. Extra kosten voor buitenlandse aandelen + UK Stamp Duty 0.5%.
- Stock fee
- £11.95
- Spread
- N/A (exchange-traded, market spreads apply)
- Deposits
- Free
- Withdrawals
- Free
- Inactivity
- None
Platforms & features
✓
ISA Accounts
Tax-free investing with Stocks & Shares ISA
✓
SIPP Pensions
Self-invested personal pension with tax relief
✓
Fund Research
Comprehensive fund analysis and Wealth Shortlist
✓
Mobile App
Full trading on iOS and Android
✓
Regular Investing
Automated monthly investments from £25
✗
Paper Trading
Practice with virtual money
Who this fits best
✓ uk_investors✓ Long-term investors✓ pension_savers
Note: higher trading fees than discount brokers.
Account opening steps
- 1.
Choose Account Type
Select ISA, SIPP, General Investment Account, or Junior ISA
- 2.
Register Online
Complete the online application with your personal details and National Insurance number
- 3.
Verify Identity
Identity verification is done electronically - no documents usually required
- 4.
Fund Account
Deposit funds via debit card, bank transfer, or set up a direct debit
- 5.
Start Investing
Browse funds, shares, and ETFs and place your first investment
Frequently asked
What is the minimum investment at Hargreaves Lansdown?
You can start investing with just £1 for a lump sum or £25 per month for regular investing.
Is Hargreaves Lansdown safe?
Yes, Hargreaves Lansdown is authorised and regulated by the FCA. Client assets are protected up to £85,000 by the FSCS. It's also a FTSE 100 company.
What is the Wealth Shortlist?
The Wealth Shortlist is HL's hand-picked selection of funds that their analysts believe offer the best value in each sector.
How much are Hargreaves Lansdown's fees?
Share dealing costs £11.95 per trade (reducing to £5.95 for frequent traders). Funds have no dealing charges but a platform fee of 0.45% applies up to £250,000.
Can I transfer my ISA to Hargreaves Lansdown?
Yes, HL accepts ISA transfers from other providers. The transfer typically takes 2-4 weeks depending on your previous provider.
Does Hargreaves Lansdown offer a SIPP?
Yes, HL offers a highly-rated SIPP (Self-Invested Personal Pension) with a wide range of investment options and good pension drawdown facilities.
Is there a Hargreaves Lansdown app?
Yes, the HL app is available on iOS and Android, offering full trading functionality, portfolio tracking, and research access.