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Broker review
Crypto

Finst

Founded 2023 Headquartered Netherlands ✓ AFM ★ 3.8/5

Finst is a Dutch cryptocurrency exchange regulated by AFM, with a flat 0.15% fee per trade and staking for Dutch and European crypto investors.

✓ Pros
  • AFM-regulated Dutch exchange
  • Flat 0.15% fee per trade
  • Staking available (25-45% commission on rewards)
  • iDEAL deposits
✗ Cons
  • Crypto only - no stocks/ETFs
  • Smaller than global exchanges
  • Limited advanced features

Fees & costs

Min. deposit
€Geen minimum (investeer vanaf elk bedrag).
Trading
0.15% trading fee
Stock fee
N/A (Crypto only)
Spread
N/A (crypto exchange, geen spread-markup)
Deposits
€ 0 (iDEAL, Bancontact, SEPA-instant)
Withdrawals
EUR: € 0. Crypto: netwerkkosten + € 2,50 kosten van derden per opname
Inactivity
None

Platforms & features

✓
Spot Trading
Buy and sell 400+ cryptocurrencies
✓
Staking
Stake supported cryptocurrencies; rewards vary, are not guaranteed, and Finst deducts a 25% to 45% commission
✓
Recurring Purchases
Set up automatic recurring crypto purchases
✓
Mobile App
Trade on iOS and Android devices
✓
Advanced Orders
Limit orders and other order types
✗
Futures Trading
Leveraged crypto derivatives
✗
Margin Trading
Borrowed funds for trading

Who this fits best

✓ crypto_investors✓ dutch_crypto_traders✓ staking_users

Note: crypto only - no stocks/etfs.

Account opening steps

  1. 1.

    Create Account

    Register with your email address and create a secure password

  2. 2.

    Verify Email

    Confirm your email address by clicking the verification link

  3. 3.

    Complete KYC

    Upload your passport or ID card and complete a selfie verification

  4. 4.

    Deposit Funds

    Add funds via iDEAL (instant) or SEPA bank transfer

  5. 5.

    Start Trading

    Buy, sell, and stake 400+ cryptocurrencies

Kerncijfers met bron

Trading fee (vlak tarief)
0,15% per transactie
finst.com/en/fees 2026-10-10
Cryptomunten beschikbaar
400+
finst.com 2026-10-10
Minimale storting
Geen minimum bedrag per transactie (iDEAL: € 0 kosten)
finst.com/en/fees 2026-10-10
Regulering
AFM-vergunning als cryptoaanbieder (MiCA) nr. 41000015
finst.com/en 2026-10-10

Editorial review

Finst is a Dutch crypto exchange launched in 2023 with a flat 0.15% trading fee and no added spread. AFM-licensed (nr. 41000015), it offers 400+ cryptocurrencies, iDEAL deposits, and staking (Finst keeps a 25% to 45% commission on staking rewards).

Suitable for frequent Dutch crypto traders wanting a regulated, low-cost platform. The flat 0.15% fee compares with Bitvavo's 0.15% maker / 0.25% taker at its lowest volume tier.

Limitations: shorter track record than established competitors, no margin or futures. Bitvavo's fees fall with 30-day volume (down to 0.00%), so compare both at your own volume. Crypto investing carries significant risk.

Frequently asked

Is Finst regulated in the Netherlands?
Yes, Finst is registered with Autoriteit Financiële Markten (AFM, MiCA-licentie nr. 41000015) as a crypto service provider, ensuring compliance with Dutch anti-money laundering regulations.
What are Finst's trading fees?
Finst charges a flat 0.15% trading fee per trade, with no added spread. Staking carries a separate commission of 25% to 45% on the rewards received.
Can I stake crypto on Finst?
Yes, Finst offers staking on various cryptocurrencies including Ethereum, Cardano, and others. Staking rewards vary by asset and are not guaranteed. Finst deducts a commission of 25% to 45% from the rewards received.
How do I deposit money on Finst?
You can deposit instantly via iDEAL (for Dutch users) or via SEPA bank transfer (1-2 business days). Both methods cost € 0.
What cryptocurrencies does Finst support?
Finst supports 400+ cryptocurrencies including Bitcoin, Ethereum, and many popular altcoins.
How long does withdrawal take on Finst?
EUR withdrawals via SEPA take 1-2 business days. Crypto withdrawals depend on network confirmation times.
How are my crypto assets held on Finst?
Finst keeps client assets segregated from its own, held 1:1, and is authorised by the AFM as a crypto-asset service provider. However, crypto investments are not covered by deposit guarantee schemes.

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