DEGIRO is a European discount broker offering access to more than 45 global exchanges. Its range includes stocks, ETFs, bonds, options, futures and crypto products.
- Low trading fees
- Access to 45+ global exchanges
- No minimum deposit
- User-friendly platform
- No demo account
- Limited research tools
- No fractional shares
Fees & costs
- Min. deposit
- €0.01
- Trading
- €2 + €1 handling for NL stocks, €1 + €1 handling for US stocks, €0 + €1 handling for core selection ETFs
- Stock fee
- €2 + €1 handling
- Spread
- N/A (beurstarieven); valuta-, connectiviteits-, product- en spreadkosten kunnen van toepassing zijn
- Deposits
- €0 (SEPA, iDEAL)
- Withdrawals
- €0
- Inactivity
- None
Platforms & features
Who this fits best
Note: no demo account.
How to use in practice
Building an ETF Portfolio
Use DEGIRO's Core Selection of ETFs (no commission, €1 handling per trade) to build a diversified portfolio at low cost.
Invest €500/month in a global ETF like Vanguard FTSE All-World with no commission and €1 handling per trade.
Long-term Stock Investing
Access 45+ global exchanges to buy and hold stocks for the long term.
Purchase shares of established companies on AEX, NYSE, or NASDAQ with a €2 commission plus €1 handling for Dutch stocks.
International Diversification
Spread investments across multiple markets and currencies using DEGIRO's multi-currency account.
Hold USD, EUR, and GBP positions simultaneously without needing separate accounts.
Tips for beginners
- 01
Start with Core Selection ETFs
DEGIRO offers a selection of ETFs with no commission (a €1 handling fee per trade applies). This can suit beginners who want to build a diversified portfolio at low cost.
- 02
Enable AutoFX for simplicity
When trading on foreign exchanges, AutoFX automatically converts your EUR to the required currency. This costs 0.25% but saves you from managing multiple currency accounts.
- 03
Check the fee schedule before trading
DEGIRO charges different fees depending on the exchange. Fees differ per market; some markets have higher fees. Always verify costs in the fee schedule.
- 04
Use the Quick Order feature
For regular investments, use DEGIRO's Quick Order feature to place orders faster. You can set default order types and quantities to speed up your investing process.
Account opening steps
- 1.
Create Account
Register with your email address and create a password
- 2.
Personal Details
Enter your personal information including name, address, and date of birth
- 3.
Verify Identity
Upload a copy of your passport or ID card
- 4.
Fund Account
Deposit funds via iDEAL, SEPA transfer, or Sofort
- 5.
Start Investing
Search for stocks, ETFs, or other products and place your first order
Extended guide
Complete Guide to Investing with DEGIRO
Getting Started
Opening a DEGIRO account is straightforward. You'll need your passport or ID card, and the process typically completes within 1-2 business days. After registration, verify your identity by uploading documents, then fund your account via iDEAL or SEPA transfer.
Once logged in, familiarize yourself with the platform layout. The main dashboard shows your portfolio value, positions, and recent orders. Use the search bar to find stocks, ETFs, or other products by name or symbol.
Key Features and How to Use Them
Core Selection ETFs: Navigate to the ETF section and filter for "Core Selection" to see options with no commission (a €1 handling fee per trade applies). These include popular funds tracking global indices, suited to building a diversified portfolio.
Multi-Currency Account: When you trade on foreign exchanges, you can choose between AutoFX (automatic conversion at 0.25%) or manual currency conversion. For frequent international traders, holding foreign currency directly can save on repeated conversion fees.
Real-Time Streaming Quotes: Upgrade to real-time data for frequently traded markets. This subscription-based feature shows live prices instead of delayed quotes, useful for timing your entries and exits.
Favorites and Watchlists: Create watchlists to track stocks you're interested in. This helps you monitor potential investments before committing capital.
Tips for Success
Focus on building a consistent investment habit rather than timing the market. With DEGIRO you can invest monthly on a regular basis; keep the per-trade costs in mind. Start with broad market ETFs from the Core Selection, then gradually add individual stocks as you learn.
Always check the specific fees for each exchange before placing orders. Costs differ per exchange and some exchanges may have higher transaction costs. Keep your strategy simple: buy quality investments, hold for the long term, and let compound growth work in your favor.
Kerncijfers met bron
- Klanten (EU)
- 3+ miljoen klantendegiro.nl/over-degiro 2026-10-10
- Aandelen NL (AEX)
- €2,00 + €1,00 verwerkingdegiro.nl/tarieven 2026-10-10
- Aandelen US (NYSE/NASDAQ)
- €1,00 + €1,00 verwerkingdegiro.nl/tarieven 2026-10-10
- Kernselectie ETF's
- €0 commissie + €1 verwerking (1000+ ETF's, ETC's en ETN's via Tradegate)degiro.nl/zelf-beleggen/etfs-kopen 2026-10-10
- Regulering
- AFM + DNB (NL) + BaFin (DE)AFM openbaar register 2026-04
Editorial review
DEGIRO is a discount broker for Dutch and European self-directed investors. Founded in 2008, it built its reputation on low trading fees. Now part of flatexDEGIRO AG, it remains regulated by the AFM, DNB, and BaFin.
DEGIRO suits cost-conscious long-term investors and ETF buyers. Its Core Selection has no commission but charges €1 handling per trade, and covers more than 1000 ETFs, ETCs and ETNs (the selection can change). Access to more than 45 global exchanges makes it versatile for diversified portfolios.
The platform is clean and functional but lacks research tools, fractional shares, and a demo account. AutoFX adds 0.25% per foreign currency trade. Customer service is responsive but not fast.
Active day traders and those wanting fractional shares may want to compare other brokers. For a simple buy-and-hold strategy, DEGIRO can be a fit for Dutch investors. Currency, connectivity, product and spread costs may apply. As with all investing, capital is at risk.